Equipment Loans

We offer competitively priced equipment loans for tractors, farm implements, processing equipment, specialized equipment and irrigation equipment.

Loan Details

  • Terms from 3-5 years for most equipment
  • Terms up to 10 years available for irrigation equipment
  • Documentation fees may apply

Payment Schedule

Your payment schedule can match the timing of when you get paid! Payments should align with the normal production cycle of the operation and are available:

  • Monthly
  • Quarterly
  • Semi-annually
  • Annually
  • Custom

Interest Rate and Term Options


  • Rate locked for the life of the loan (up to 10 years)
  • This option is the most stable for budgeting purposes


  • Established by the Board of Directors based on a Farm Credit Index
  • Subject to monthly changes
  • Generally reflects trends and changes in the money markets


  • Rates are tied directly to the Prime rate
  • Rate adjusts immediately in response to changes in the Prime rate


See Past Issues