AgFuture
Western AgCredit is committed to helping farmers and ranchers succeed in agriculture. The purpose of the AgFuture Program is to connect young, beginning and small farmers with industry resources and constructive credit to achieve a sustainable future in agriculture.
Western AgCredit also invests money into scholarship programs and sponsors activities and organizations that educate young farmers and ranchers to help ensure they have the tools necessary to effectively manage their farm or ranch.
AgFuture Loan Programs
To help meet the unique needs of YBS operators, Western AgCredit offers a variety of loan programs tailored to address specific needs common to those getting started in agriculture. Below is a summary of loan products. For more information, or to discuss the options with one of our team members, please contact a location near you or complete our loan inquiry form and we will reach out to you.
RateSmart
Loan
Earn a 1% rate reduction for the first $500,000 borrowed by completing the online Borrowing Basics course.
Young,
Beginning Loan
Modified lending standards customized to the unique needs of your farm or ranch.
Micro Loan
Small, low interest loans to assist farmers and ranchers, primarily local food farmers and veterans, in the early stages of business development.
FSA Partnership
Loan
Allow Western AgCredit to partner with Farm Service Agency to provide joint lending on loan guarantees to meet unique needs of YBS operators.
Eligibility
To be eligible for the AgFuture Loan Programs, applicants must qualify in at least two of the following categories.
- Young Farmer or Rancher: Applicant is age 35 or younger on the date the loan is originally made.
- Beginning Farmer or Rancher: Applicant has less than 10 years of farming/ranching experience.
- Small Farmer or Rancher: Applicant normally generates less than $350,000 in annual gross sales of agricultural products.
Apply Today
For questions or to apply, please contact your local branch or click on the loan inquiry button below.
