We understand that agriculture is cyclical. Some years your operation might generate excess cash and others you may fall short and need extra cash to cover expenses. Our Funds Held Account is a resource available to help customers manage cash flow by providing an account for excess cash where it earns a competitive interest rate until needed to cover expenses or make loan payments.
For current interest rates or to establish a Funds Held Account, contact your local Western AgCredit branch office. The interest earned on the account will be reported annually in accordance with IRS requirements.