Agriculture Loan Programs

As an agricultural lender, Western AgCredit can lend money for any ag-related purchase. Repayment schedules for all farm and ranch loan programs can be set on a monthly, quarterly, semi-annual or annual basis. The most common loan programs include:

Operating Loans

Available for day-to-day operating needs for farmers and ranchers including crop production and harvest expenses, livestock and feed purchases, taxes and any other agricultural expense. Funds are available in the form of budgeted loan disbursements and repayments or a flexible revolving line of credit that allows repaid funds to be used over and over again.

Equipment Loans

Available for farm equipment and machinery purchases and production and processing equipment purchases. Loan terms vary; most are from three to seven years.

Livestock Loans

Available for herd expansion/addition and repaid over a period of time. Loan terms vary; most are from three to seven years.

Agriculture Real Estate Loans

Financing for up to 30 years is available for ag real estate purchases, construction of facilities and other improvements, water and irrigation projects, debt refinance and consolidations, and nearly any agricultural purpose secured by a first lien on ag real estate.

Call or visit one of our eight locations today for an agriculture loan that will meet the financing needs of your farm or ranch! Our offices are conveniently located in Logan, Tremonton, South Jordan, Spanish Fork, Roosevelt, Richfield, and Cedar City, Utah as well as an office in Evanston, Wyoming.