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Loan Options at a Glance
Commercial Loans
| Purpose |
For Example ... |
Key Benefits |
Rates |
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- Operating inputs (labor, fertilizer, repairs)
- Any business expense
- Letters of credit
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- Matched to your production cycle, usually 12 months to 36 months
- Revolving and nonrevolving lines of credit
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- Machinery, vehicles, equipment
- Livestock
- Buildings and improvements
- Non-ag investments
- Letters of credit
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- Specific term, usually 1 to 10 years
- Revolving and nonrevolving lines of credit
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Real Estate Loans
| Purpose |
For Example ... |
Key Benefits |
Rates |
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- Real estate
- Building and Improvements
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- Specified term, usually 10 years or more
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- Investment properties
- Vacation homes
- Family homes
- College
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- Available for full-time ag business
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Western AgCredit is an equal housing lender.
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