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Loan Options at a Glance

Commercial Loans
Purpose For Example ... Key Benefits Rates
  • Ongoing expenses
  • Operating inputs (labor, fertilizer, repairs)
  • Any business expense
  • Letters of credit
  • Matched to your production cycle, usually 12 months to 36 months
  • Revolving and nonrevolving lines of credit
  • Variable
  • Fixed
  • Capital assets
  • Machinery, vehicles, equipment
  • Livestock
  • Buildings and improvements
  • Non-ag investments
  • Letters of credit
  • Specific term, usually 1 to 10 years
  • Revolving and nonrevolving lines of credit
  • Variable
  • Fixed
Real Estate Loans
Purpose For Example ... Key Benefits Rates
  • Long-term needs
  • Real estate
  • Building and Improvements
  • Specified term, usually 10 years or more
  • Variable
  • Fixed
  • Non-ag purchases
  • Investment properties
  • Vacation homes
  • Family homes
  • College
  • Available for full-time ag business
  • Variable
  • Fixed

Western AgCredit is an equal housing lender.

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