Why do business with Western AgCredit?

We are dedicated to agriculture in the good times and the bad.

Western AgCredit is part of the national Farm Credit System, the number one lender to U.S. agriculture and Rural America since 1916. For 90 years, we have been a reliable source of credit to farmers - in good times and bad.

Ag-business expertise.

Your Western AgCredit loan officer is a professional who knows the ins and outs of agricultural businesses. Our loan officers make a point to thoroughly understand your business and its financial needs. After all, financing agriculture is ALL we do!

Local decisions.

Nearly all loan decisions are made right in your local office, not in some distant office in Los Angeles, San Francisco or New York City.

On-farm service.

Western AgCredit loan officers have extensive agricultural backgrounds. They will come right to your place of business, walk your property and observe your operation, just to learn more about your business and to provide the best possible service.

Money at a fair price.

As a borrower-owned cooperative, Western AgCredit is committed to providing the best value in the marketplace. Our rates are very competitive, and we structure our terms to match your cash flow. In fact, we invite you to compare our rates with those of other commercial lenders, especially when combined with our "no fees" policy.

Western AgCredit's formula for success.

Begin with very competitive interest rates and then reward our customers with our exclusive "No Fees Policy," and then top it off with the very best personalized service available in the industry today!

One-stop shopping.

Western AgCredit offers other services tailored to the needs of people in agriculture; appraisals, equipment and vehicle leasing, and more.

Ownership has its privileges.

As a customer/stockholder of Western AgCredit, you are eligible and encouraged to participate in the process of electing members of the Board of Directors. The Board of Directors is composed of Western AgCredit customers who are subject to the same policies and procedures as other Western AgCredit customers. Since all policies and procedures governing Western AgCredit operations must be approved by the Boards of Directors, you have the opportunity to directly influence Western AgCredit operations.